Need an appraisal in Levant or Penobscot County?

Here are the top 7 reasons ME homeowners need Advantage Express, LLC:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To reduce a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in ME by determining the true market value of property in question

Own a house in or near Levant, ME and need help deciding the value of it?
Contact Advantage Express, LLC.

At Advantage Express, LLC, we understand the unique needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a consumer,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Advantage Express, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Advantage Express, LLC is experienced in helping people just like you dismiss unnecessary PMI insurance.

Challenge property tax assessments

If you live in a local area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Advantage Express, LLC is your strongest weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be inconvenient from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Advantage Express, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have a seasoned expert double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.